Learning Center

Moving & buying a home

Closings, escrow, flood waiting periods.

What insurance do I need when buying a home?

Homeowners effective at closing with lender as mortgagee; consider umbrella review.

Want help applying this to your situation? Talk with a Stockton-Hill Insurance agent or start a personal quote at /personal-quote/.

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When should I call about a move?

As soon as you know closing/move-in dates.

Want help applying this to your situation? Talk with a Stockton-Hill Insurance agent or start a personal quote at /personal-quote/.

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Does homeowners cover movers' transit?

Limited—ask before moving high-value items.

Want help applying this to your situation? Talk with a Stockton-Hill Insurance agent or start a personal quote at /personal-quote/.

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Do I need a new auto policy when moving states?

Update address quickly; meet the new state's rules.

Want help applying this to your situation? Talk with a Stockton-Hill Insurance agent or start a personal quote at /personal-quote/.

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Should I buy flood at closing?

If required or desired, start early—NFIP often has a waiting period.

Want help applying this to your situation? Talk with a Stockton-Hill Insurance agent or start a personal quote at /personal-quote/.

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What is escrow for insurance?

Lender collects and pays premiums from escrow.

Want help applying this to your situation? Talk with a Stockton-Hill Insurance agent or start a personal quote at /personal-quote/.

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Do renters need insurance before keys?

Many landlords require proof before move-in.

Want help applying this to your situation? Talk with a Stockton-Hill Insurance agent or start a personal quote at /personal-quote/.

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What if the new home has a pool?

Disclose before binding—some companies restrict pools.

Want help applying this to your situation? Talk with a Stockton-Hill Insurance agent or start a personal quote at /personal-quote/.

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Home inspection vs insurance inspection?

Buyer inspections find defects; insurer inspections evaluate underwriting risk.

Want help applying this to your situation? Talk with a Stockton-Hill Insurance agent or start a personal quote at /personal-quote/.

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Questions about your coverage? Request a personal quote or call (740) 642-3333.

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