Personal insurance built around real risks and real life
At Stockton-Hill Insurance, we help individuals and families secure thoughtful coverage with clear guidance and steady support. With access to multiple trusted carriers and a disciplined renewal process, we focus on minimizing gaps, reducing surprises, and ensuring your protection performs when you need it most.

Property Insurance
Protection for homeowners, condos, renters, and small-scale farms with liability, values, and endorsements carefully structured to perform when it matters most.
Auto Insurance
Coverage designed to cover your household’s driver & vehicle needs. We coordinate auto policies with your broader insurance program to reduce gaps and streamline claims.
Watercraft Insurance
Protection for boats and personal watercraft with clear liability limits and coverage details so you can enjoy the water without worrying about uninsured risks.
Umbrella Insurance
Excess liability coverage extends protection beyond home and auto policies. Designed to shield assets and future security from larger claims that could put financial stability at risk.
Life Insurance
Term and permanent life insurance options aligned with your goals. Structured to support family protection, income continuity, and long-term planning with practical guidance.
Specialty Items
Coverage for valuables and unique exposures that may fall outside standard policies. From jewelry to vacant properties and high-value personal items, we help protect your assets.
Property Insurance
- Coverage for homeowners, condo, renters, and small-scale farms
- Property values and rebuild costs reviewed for accuracy
- Liability limits coordinated with umbrellas
- Clear explanation of exclusions and endorsements
- Proactive renewal reviews to prevent gaps and surprises
Auto Insurance
- Personal vehicles, collector cars, motorcycles, ATVs, and RVs
- Drivers and vehicle use assessed for proper coverage
- Coordination with home and umbrella policies
- Guidance and support when claims occur
- Ongoing updates as drivers or vehicleschange
Watercraft Insurance
- Protection for boats and personal watercraft
- Liability limits aligned with personal assets
- Usage, storage, and navigation considerations reviewed
- Clear expectations for claims handling
- Coordination with umbrella policies for added coverage
Umbrella Insurance
- Excess liability beyond home and auto limits
- Protection aligned with assets and overall strategy
- Verification of underlying policy requirements
- Simple explanations of coverage scope
- Regular reviews as assets and risks evolve
Life Insurance
- Term and permanent life policies explained clearly
- Coverage aligned with family and financial goals
- Guidance on beneficiary planning
- Coordinated with household protection programs
- Periodic reviews as life circumstances change
Specialty Items
- Coverage for jewelry, electronics, cameras, and unique assets
- Review of vacant property and non-standard risks
- Guidance on proper valuation and documentation
- Placement with carriers experienced in specialty risks
- Reduced coverage gaps for items often overlooked
Renting out your home or a second property?
Renting to guests changes your insurance. A standard home policy may not respond the way you expect once strangers are paying to stay. Start with the page that matches your situation:
- Airbnb and VRBO host insurance: for homeowners who rent a room, a home or a second home to guests.
- Short-term rental (STR) insurance: for owners and operators, from one property to a portfolio.
- Cabin rental insurance: for cabin owners with hot tubs, fire pits and seasonal use.
What our clients say
Layne was so helpful and got me a great bundle deal with my home and vehicle. Everything was very smooth! Highly recommend Layne @ Stockton-Hill!
I just purchased a new home, I worked with Bobbie Ervin to for the home coverage and also ended up adding my auto policy as well. I couldn't be happier with process and work that she put in making it all happen. I highly recommend all services !
Brady was very helpful and knowledgeable. He saved me around $50/month on my auto insurance payment.
Jared is fantastic to work with. We wanted to find a lower rate and we were also in the process of purchasing another vehicle. He gave us multiple quotes, took his time to explain everything to me and gave us more coverage on our new policy than our previous insurance company with a much lower rate! We were even able to bundle our home in. Jared will come highly recommended by us!
We had our first car accident and was treated with utmost respect and our premiums did not raise. I have also comparison shopped and very pleased with pricing and coverage.
Very professional. Always willing to listen to my needs and concerns. Had hail damage on my new camper very quick to respond and settle all issues
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Brandon got me all my info on my 6 houses, and turned around with new coverage in less than a week on all of them and got me great discounts. Emmalynn also got me life insurance very quickly. Very helpful and steam lined. Great experience 10/10
They are all amazing to work with! I worked with Layne on getting homeowners insurance and my car insurance. I was able to get great rates with professional service. They all help to answer my questions without having to wait. I highly recommend calling to get your quotes. I think you will be as happy with their service as I am.
The team at Stockton-Hill makes their customers feel like family. When I first called inquiring about insurance for our new home, Brandon went above and beyond to find a plan that works for us. Anytime I call in with a question, Megan interacts with me as if we know each other personally. We appreciate you all! Thank you!
Great help getting all my stuff set up. Its nice if I have any problem with my car/house insurance I just call and they are right on top of it.
Brandon Hill and his staff at Stockton Hill Insurance are amazing! When we switched agents Brandon made it extremely easy to transfer everything over. He and his team are always easy to contact and answer all questions. They're willing to go over any question you have. When we were looking for a new house Brandon took the time to investigate what the insurance cost would be for a property that we were considering. Brandon wrote a policy for us that has taken such good care of us during our fire. Things we wouldn't have thought of but he did! We are treated like family. Stockton Hill checks in with us and is so incredibly grateful for our business. I couldn't give a higher recommendation.
Layne did an amazing job and was VERY patient w me in covering our auto’s and properties. Highly suggest Stockton-Hill!
Brandon and his team have helped me time and time again. I have all of my personal insurance with him, but I also refer my clients to him. Knowledgable, professional and committed to excellence. Call him today to get top notch service!
Let's explore your options
Whether you're requesting a quick personal quote or a detailed commercial review, you'll connect with a real person who listens, explains clearly, and follows through. Sharing your current policy summaries or insurance documents helps us provide faster, more accurate guidance tailored to your needs.
- inquire@stocktonhillinsurance.com
- (740) 642-3333
- Text: (740) 688-3050
- 10212 State Route 159, PO Box 648, Kingston, OH 45644
- M-F: 9am-5pm, S-S: Closed
Fax (877) 747-9032