Business insurance that fits your unique risks

Stockton-Hill Insurance specializes in commercial programs built around your business. With multi-carrier access and industry expertise, our team provides proactive guidance on submissions, renewals, and claims. This helps you avoid coverage gaps, meet contract requirements, and protect your business when it matters most.

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Industries we insure

Agriculture & Farming

Coverage for farms and agricultural businesses of all sizes. Our Agribusiness Insurance and Farm & Agricultural Insurance programs help protect property, equipment, vehicles, operations, and the unique risks that come with working in agriculture.

Hospitality & Recreation

Coverage for businesses built around guests, food, lodging, and recreation. We provide insurance for breweries and bars, campgrounds, canoe and kayak liveries, restaurants and food services, hotels, short-term and vacation rentals, Airbnb and VRBO hosts, cabin rentals and tent rental businesses.

Contractors & Trades

Coverage for contractors and skilled trades working on job sites every day. We insure commercial and residential contractors, excavation companies, HVAC and plumbing businesses, landscapers and lawn care companies, and telecommunications and utility boring contractors.

Transportation & Automotive

Coverage for businesses that depend on vehicles, drivers, and transportation. We provide insurance for auto repair and garages, car washes, business auto and fleets, trucking companies, and non-emergency medical transportation operations.

Manufacturing & Commercial Operations

Coverage for businesses with specialized facilities, equipment, inventory, and operational risks. We insure manufacturers and warehouses, metal fabricators, dumpster and waste companies, storage facilities, and a wide range of retail and service businesses.

Habitation & Organizations

Coverage for organizations responsible for people, properties, and communities. We provide specialized insurance for apartments and residential communities, daycare and childcare providers, municipalities, and religious organizations.

Vacation, short-term and cabin rentals

Rental properties have their own risks, from guest injuries to lost rent. We have a page for each kind of rental owner:

More businesses we insure

These industries do not have their own page yet. Call us or send a message and we will build the program with you.

Food Services & Restaurants Insurance

From fine dining to food trucks, processors, and specialty shops, we align property, liability, and workers’ comp with your operations. Coverage evolves with your operations and reduces risks.

  • Tailored coverage for restaurants, food trucks, franchises, and specialty operations
  • Property and liability aligned with kitchens, equipment, and customer activity
  • Workers’ comp and liquor liability managed proactively
  • Clear coverage across locations and seasonal operations
  • Claims support to minimize disruption during business interruptions

Talk to an agent about food services & restaurants

Contractors (Commercial & Residential) Insurance

Programs built around real-world contract requirements. We structure coverage to minimize claim surprises, meet project requirements, and keep bids & projects moving smoothly.

  • Coverage structured around real contract requirements
  • Proper handling of additional insured and primary/non-contributory wording
  • Careful review of completed operations and aggregate limits
  • Faster, streamlined certificate of insurance workflows
  • Program design that supports bidding, growth, and operational confidence

Talk to an agent about contractors (commercial & residential)

Business Auto & Fleets Insurance

Coverage for delivery vehicles, fleets, and multi-vehicle operations. We manage schedules, vehicle use, and carrier requirements keeping renewals and communications simple.

  • Coverage for delivery vehicles, service fleets, and mixed-use operations
  • Vehicle schedules and driver use monitored for accuracy
  • Coordination with liability and umbrella policies
  • Claims guidance to reduce downtime and confusion
  • Proactive renewals as fleets or drivers change

Talk to an agent about business auto & fleets

Trucking Insurance

Trucking and transportation coverage for owner-operators and fleet operations. Liability, cargo, and vehicle coverage with real-world operations for compliant and on the road protection.

  • Coverage for owner-operators and trucking fleet operations
  • Commercial auto liability structured around real transportation risks
  • Cargo coverage for goods in transit
  • Alignment with regulatory and contractual insurance requirements
  • Ongoing review as routes, equipment, and driver schedules evolve

Talk to an agent about trucking

Manufacturing and Warehouses Insurance

Programs for wood, metal, paper, plastics, and more. We focus on accurate submissions, property values, liability considerations, and loss-control measures, securing reliable, lasting terms.

  • Programs for wood, metal, paper, rubber, plastics, and light manufacturing operations
  • Accurate property values and business income protection
  • Liability aligned with production processes and operational exposures
  • Underwriter-ready submissions to avoid delays
  • Disciplined renewals for long-term program stability

Talk to an agent about manufacturing and warehouses

Retail & Service Businesses Insurance

Retailers and service providers benefit from coverage tailored to daily operations. Liability, property, and workers’ comp are aligned with real-world risks and proactive renewals to prevent surprises.

  • Coverage tailored to small to mid-sized retail and service operations
  • Property and liability aligned with customer-facing risks
  • Workers’ comp reviewed for duties, payroll, and exposures
  • Coordinated policies across locations for simplicity
  • Clear communication on renewals and coverage changes

Talk to an agent about retail & service businesses

Apartments & Communities Insurance

Coverage for duplexes through large apartment communities. We help owners manage lender requirements, liability, water risks, and pricing, creating a stable, coordinated program.

  • Protection for duplexes and large apartment and habitational portfolios
  • Ensures compliance with lender and investor requirements
  • Focus on property values, liability coverage, and water-related exposures
  • Consistent program design across multiple locations
  • Proactive renewals to manage pricing changes and volatility

Talk to an agent about apartments & communities

Religious Organizations Insurance

For churches and religious organizations, we provide property, liability, and auto insurance protection. Our programs close gaps and simplify renewals for leadership teams.

  • Protection for buildings, liability, and owned or hired vehicles
  • Risk management for gatherings, volunteers, and special events
  • Clear explanations for boards and leadership teams
  • Consistent renewals for budgeting and planning clarity
  • Claims advocacy and support when incidents occur

Talk to an agent about religious organizations

Carrier partners for business insurance

  • Auto-Owners Insurance
  • Ohio Mutual Insurance Group
  • Erie Insurance
  • AAA Insurance (CSAA)
  • Grange Insurance
  • Progressive
  • GEICO
  • Foremost Insurance
  • IMT Insurance (1859)
  • Nationwide
  • Travelers
  • West Bend Insurance

See all carrier partners and sign-in links

What our clients say

I just signed on to insure my business with Stockton-Hill as I was not satisfied with my prior insurer. I knew switching insurance companies was going to be a pain, which is why I kept putting it off. Josh made the entire process pain-free! He was clear on what information I needed to provide, and he was able to answer questions and modify his quote when we determined changes were needed. I highly recommend Josh and Stockton-Hill Insurance for your business and personal needs.

Judi PhelpsGoogle review

Stockton-Hill is one of the best business decisions we've made in Ohio. Normally, I treat insurance companies like tennis shoes, that is, when they're new they fit great but over time they wear out. However, partnering with Stockton-Hill has been a truly refreshing experience with talented and personable employees that move and shake to provide answers and solutions for our insurance needs. For the first time in recent memory we feel like we have an insurance company that understands us and is able to juxtaposition the market to our unique needs. Excellent communication, quick responses, and creative solutions; we won't be shoe shopping anytime time soon!

Todd HanbyGoogle review

Stockton Hill has been one of our greatest relationships established since we started Fun Time Pool and Spa Inc. Brandon and his team are very trustworthy and honest hard working group, they all will go above and beyond to obtain all your insurance needs and requirements. I HIGHLY recommend that if you are searching for a new agent...this is the company for you.

Dell VioletteGoogle review

Brandon is great at what he does. He will take real good care of you. You will not regret. Highly recommend!!!

Five Star TaxiGoogle review

I had to find an insurance policy for my side contracting job I started this year, Gabe does all the heavy lifting and makes it really easy for you to start a new policy or change an existing policy and he will explain things in a way a human can actually understand. The ladies that answer the phones are always very kind and answer any questions I have. Good people, knowledgeable people, I highly recommend their services.

Paul WilliamsGoogle review

Brandon Hill was very helpful and quick to help us with our needs for our new business venture. Great guy to work with.

Jamey PoppGoogle review
Read 3 more reviews

I didn't even know our business had insurance problems, so I'm very thankful Brandon reached out to me. It was totally no-pressure, in fact we deferred talking for a few months until one of our commercial policies was close to renewal time. Brandon followed-up with us again at that time and we got the ball rolling. He spent a ton of time with me very patiently evaluating our needs and going over our existing policies/coverage. I was shocked to learn how UNDER-insured we were. Brandon was able to consolidate everything onto one policy and provide vastly better coverage for basically the same price we were paying before. He was also extremely open & honest about everything, and even made suggestions for improving our auto insurance which isn't even through his company. I would strongly recommend Stockton-Hill Insurance, and encourage anyone to call them for a comprehensive insurance evaluation.

Dave MGoogle review

Friendly personal service. We get all of our needed coverage both business and personal at great rates!

Carla BushatzFacebook recommendation, December 29, 2020

Great people to work with! Could not ask for a better insurance company when it comes to insurance for our business!

Karen N'Eric ThompsonFacebook recommendation, November 9, 2018

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