Learning Center
HO-6, master policy, loss assessment.
Unit owners coverage for belongings, liability, and interior responsibilities beside the master policy.
Want help applying this to your situation? Talk with a Stockton-Hill Insurance agent or start a personal quote at /personal-quote/.
Usually building/common areas; bylaws define unit owner duties.
Want help applying this to your situation? Talk with a Stockton-Hill Insurance agent or start a personal quote at /personal-quote/.
Helps with certain association assessments after covered common-property losses.
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Possibly—check association coverage and flood zones.
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Improvements/betterments often covered; keep receipts.
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Depends on cause; sudden plumbing may be covered, flood/long seepage often not.
Want help applying this to your situation? Talk with a Stockton-Hill Insurance agent or start a personal quote at /personal-quote/.
Yes when financing a unit.
Want help applying this to your situation? Talk with a Stockton-Hill Insurance agent or start a personal quote at /personal-quote/.
Yes; master policy is association-placed.
Want help applying this to your situation? Talk with a Stockton-Hill Insurance agent or start a personal quote at /personal-quote/.
Some associations require coordination with the master deductible.
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Usually not for voluntary capital improvements.
Want help applying this to your situation? Talk with a Stockton-Hill Insurance agent or start a personal quote at /personal-quote/.
Questions about your coverage? Request a personal quote or call (740) 642-3333.
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